Terms of Service

Last updated: 20 August 2026

These Terms of Service ("Terms") govern your use of FUMANA ("we", "us", or "our"). By accessing or using FUMANA, you agree to these Terms. If you do not agree, please do not use the platform.

1. What FUMANA is

FUMANA is a local discovery platform for Zimbabwe. We help people find jobs, accommodation, businesses, and freelancers, and connect with them directly.

FUMANA is not a marketplace, payment processor, escrow service, or guarantor of any transaction between users. We do not employ listing owners, verify every claim they make, or supervise meetings, deliveries, or payments that happen off the platform.

2. Your responsibility and due diligence

You are responsible for your own decisions when using FUMANA. Before contacting, hiring, renting from, or paying anyone you find through the platform, you should exercise reasonable due diligence, including:

  • Verifying the identity and legitimacy of the other party where possible.
  • Meeting in safe, public places when appropriate.
  • Confirming prices, scope of work, and timelines before committing.
  • Checking references, portfolios, or physical premises where relevant.
  • Being cautious of offers that seem too good to be true or involve unusual urgency.

Information on FUMANA is submitted by users. We do not guarantee that every listing is accurate, complete, or lawful.

3. Payments and advance money

Do not send money before you receive a service, product, or accommodation unless you are fully satisfied with the risk and have independently verified the other party. FUMANA strongly advises against paying deposits, transfer fees, or advance payments to strangers based solely on a listing or online conversation.

FUMANA does not collect payments on behalf of users, hold funds in escrow, or refund money lost in private dealings between users. Any payment arrangement is strictly between you and the other party.

4. Scams and fraud — no liability

We do not wish for scams, fraud, or dishonest conduct to occur on or because of FUMANA. However, like any open listing platform, misuse by bad actors is possible.

FUMANA is not responsible for any scam, fraud, theft, misrepresentation, non-delivery, poor workmanship, dispute, loss, or damage arising from contact, communication, or transactions between users, whether initiated through FUMANA or otherwise.

To the fullest extent permitted by applicable law, FUMANA disclaims liability for acts or omissions of third parties, including other users, and for losses resulting from reliance on user-submitted content.

If you believe you have encountered a scam or fraudulent listing, stop further contact, do not send money, and report the matter to FUMANA and, where appropriate, to the Zimbabwe Republic Police or other relevant authority.

5. Law enforcement and illegal activity

FUMANA does not tolerate illegal activity. Where we become aware of conduct that appears unlawful — including fraud, harassment, theft, impersonation, or other offences connected to use of the platform — we may investigate, remove content, suspend accounts, and take other appropriate action.

We will provide the Zimbabwe Republic Police and other competent authorities with necessary information where required by law, pursuant to a valid legal process, or where disclosure is reasonably necessary to investigate or prevent illegal activity connected to FUMANA.

This may include account details, listing content, contact information, timestamps, IP addresses, and other records we hold, subject to applicable law and our Privacy Policy.

6. User content and conduct

  • You must provide accurate information in listings and not impersonate others.
  • You must not post unlawful, misleading, abusive, or harmful content.
  • You must not use FUMANA to solicit advance payments for fraudulent purposes.
  • You must comply with applicable Zimbabwe laws and licensing requirements for your trade or profession.
  • We may remove content or restrict access that violates these Terms or harms other users.

7. Accommodation, jobs, and regulated services

FUMANA does not act as an estate agent, employer, recruiter, or provider of professional services. Accommodation and job listings are advertisements only. Users offering regulated services (for example medical, legal, or financial services) are responsible for holding any required licences and qualifications.

8. Account suspension and termination

We may suspend or terminate accounts that breach these Terms, pose a risk to other users, or are subject to lawful investigation. You may stop using FUMANA at any time.

9. Disclaimer of warranties

FUMANA is provided on an "as is" and "as available" basis. We do not warrant uninterrupted access, error-free operation, or that every listing will meet your expectations.

10. Limitation of liability

To the maximum extent permitted by law, FUMANA and its operators shall not be liable for indirect, incidental, special, or consequential damages, or for any loss arising from user interactions or off-platform transactions, even if we have been advised of the possibility of such loss.

11. Changes to these Terms

We may update these Terms from time to time. The "Last updated" date will change when we do. Continued use of FUMANA after changes are posted constitutes your acceptance of the updated Terms, where permitted by law.

12. Contact

Questions about these Terms or reports of suspicious activity: hello@fumana.co.zw. For emergencies or crimes in progress, contact the Zimbabwe Republic Police.